Metro Money brings you advice and useful information you need to manage your credit rating. Receive your free Experian credit report with a free trial of CreditExpert:

Did you know that lenders may look at your credit report when they decide whether to offer you credit for a loan, credit card or mortgage and what terms to set - for example what interest to charge?

Don't be tempted to ignore the importance of your Experian credit score. Understand and manage your credit right now by checking your credit score online for free with CreditExpert:

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Check that all the information contained on your report is accurate and up to date - if your credit report doesn't accurately reflect your circumstances, it could have a negative effect on your credit score.

CreditExpert gives you access to free phone advice and helps you with any queries about your Experian credit report or score. You will also receive alerts whenever your credit report changes significantly.

Check your Experian credit report online with a free trial of CreditExpert, the UK’s leading online credit monitoring and ID fraud protection service.